Interested in the best money saving apps? These are 13 proven saving apps that you can use to really save money so you can manage your budget better.
We’re Millennials (some of us) and we’re all broke. I know I’ve searched the web for the best money saving apps numerous times.
Heck, that’s probably how you landed on this article.
Well, I’ve done all the research for you and put together this list on top saving apps. So if you need to automate your life with apps that save you money, then you might love this post.
The Best Money Saving Apps for 2020
The best apps to help you save money painlessly:
1. Long Game Savings
Do you have smartphone games that you play sometimes? Angry Birds or Words with Friends come to mind? But are you now reading this article and kind of wanting to get your finances on track?
Our friends at Long Game created a game that actually helps you get on the right financial path.
You save money which earns you “coins” you use to play games. You can win cash prizes by playing games and much more! It’s totally legit too.
You choose your missions (saving money, increase balances on accounts, etc) to set your financial goals and go from there and earn money on the way.
Start the saving adventure! Complete your first mission and get 300 coins or click here for $5 immediately to start out.
Don’t worry — Long Game is free, secure and FDIC insured. I’ve been using for about a month and saved $38.39 so far. Not bad.
Looking for another easy way to save money? Dosh is the free cash back app that finds you money for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide.
You probably already heard about apps that give you cash back.
The most popular one is most people know about is iBotta. However, this new app is giving Ibotta a run for its money, and for good reason.
This company not only allows you to get cash back on everyday purchases, but no receipt scanning required!
3. Fetch Rewards
Fetch Rewards is a mobile rewards app that pays you for shopping (from any store).
This is a great way to save money, the easy way, and can add up to a large wad of cash with time.
Here are the steps:
- Click here to download Fetch and use referral code C1JAV to get your $2 referral bonus!
- Scan any receipt from any stores that you use daily.
- Get cash (via PayPal).
And there is no minimum amount you need to withdraw to your PayPal account either.
Have you heard of MyPoints? It’s a cash-back site that pays you to shop online. I love it because it lets you earn cash for the shopping you would do anyway.
And right now, you can earn a $10 Amazon gift card with your first purchase at any retailer through MyPoints!
Here’s how it works…
- Sign up for MyPoints here (you just need to give them a name and email address).
- MyPoints will instantly send you an email to confirm your email address. You’ll need to click that to get the free gift card.
- You’ll also need to purchase $20 worth of products at any of the more than 1,900+ top retailers like Walmart, eBay, & Amazon. MyPoints will reward you with 1,750 bonus points that you can redeem for a $10 Amazon gift card.
That’s all! It’s basically $10 off anything you buy.
It may be hard to believe, but Ibotta pays you for going shopping.
No, really, it does!
The app presents you with a list of offers currently available on a wide range of products, from food to drinks all the way through to cleaning products.
Ibotta is free to download. Plus, you’ll get a $10 sign-up bonus after uploading your first receipt.
Here’s how it works:
- Look for a product you were planning on buying, and click on it.
- Earn extra money back by completing the extra tasks attached to the item, like taking a poll or sharing the item on Facebook.
- Select a participating store that you’re buying the item from.
- Upload a picture of your receipt.
- That’s it! Simply sit back and wait for the cash to show up in your PayPal.
If there ever was a money saving app you should have in your life, it should be Paribus.
Here’s why: I bought Keurig cups online from Target the other week. The price of the Keurig cups I purchased dropped in price, after the fact. I effortlessly got refunded the price difference without doing a thing.
…I didn’t have to do anything, other than originally sign up for Paribus.
This free app will scan your emails for any purchase receipts from dozens of online retailers.
You don’t even have to know about the price drop in order to get your refund.
It’s 100% free and will save you a lot of money.
I pocketed around $50, in the first few weeks of signing up. Remember, it’s 100% free.
You can download Acorns for free.
With the app, you’ll start small and stack up change (or $300 big ones) over time with the Acorns “round-up” feature. That means if you spend $15.25 on your connected debit or credit card, for example, 75 cents gets dropped into your Acorns account.
Then the app does the whole investing thing for you. It’s that simple. Now you can brag to your friends, too.
The idea is you won’t miss the digital pocket change — you know, out of sight, out of mind. And those automatic savings stack up faster than you’d think.
The app is free to download on the app store or google play, and the service costs $1 a month for balances under $1 million — plus you’ll get that $5 bonus just for starting out. Or you can sign up with your student email and it’s free.
The sooner you start investing, the sooner your money can start to grow toward your goals. Get started with this Acorns bonus today!
Building your savings is simple with Digit.
This innovative app can save money easily without you having to lift a finger.
Simply link it to your checking account, and its algorithms will determine small (and safe!) amounts of money to withdraw into a separate, FDIC-insured savings account.
Bottom line: Digit customers have saved over a billion dollars. If you are at all interested in saving money, you should be using the free Digit app.
The free app, Trim, saves you money with automation and within a few days, I saved an extra $300 within the first few days.
I simply linked my accounts and Trim went to work. It found ways to lower my bills and cancel subscriptions, analyzed my spending habits, and more.
This passive income app is free and worth the 1-minute download as it can potentially save you hundreds.
More people should be using this free app.
You can also make money by optimizing your 401k, for free.
If you have an employer-sponsored 401k then you might be interested in learning how Blooom can help make your 401k better.
Blooom will analyze your 401k for free and provide you with personalized suggestions on how to better invest your 401k in minutes.
|Bonus: They are conveniently offering SavingLoop readers a free analysis, so act fast (Promo code:BM86QVZS).|
A little professional tune up right now can make you a whole lotta money in the long run. Remember, it’s totally free.
More people should be doing this!
11. Get Cash Back for Your Amazon Purchases
You’d be silly not to get cash-back for items you would have bought anyway. You can do this by shopping online with Rakuten.
Ebates is my favorite way to make money when I shop online and right now they are offering a $10 sign up bonus through this link.
Every time I shop online, I start at Ebates and then I get cash back deposited into my PayPal account.
Hello, free money!
12. Earn Cash Back with The Drop App & Get $1.00 Now
Looking for an easy way to save money?
The Drop app tracks your purchases when you link up your credit card and debit cards to the free app. Then, it automatically adds Drop points to your account when you spend at certain merchants you’ve picked from their list. It’s simple.
When you reach a certain threshold, you can redeem Drop points for gift cards to popular retailers, like Amazon, Dunkin Donuts, Whole Foods, JC Penney, and many more!
But Drop also helps you by giving you a 1000 points ($1.00) for signing up.
Enjoy Your Money Saving Apps
There you have it. If you’ve finished the list, you’re on your way to saving so much money!
Want more awesome articles on money? Check out this epic list of the Best Passive Income Ideas.
Best Money Saving Apps of 2022
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Rakuten is a must-have. They offer cash back as high as 10% for some stores. So if you are shopping at Target and you buy something for $500, you'll get $50 in cash back.
Ibotta is a free app that allows you to earn cash back both in-store and online. It is well worth the little bit of time it takes to download, configure, and use.
Trim delivers on its promise to save you money effortlessly. You can use it to cancel unwanted subscriptions and bill negotiations.