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After years of low-interest rates, there is a pricing war for online savings accounts. You can capitalize on this by signing up the best high-interest savings account.

Long gone are the days of 0.01% APY.

If you are willing to open an online savings account (which is FDIC insured), you can now easily get a 1.90% APY or higher.

Interest rates are only increasing online: traditional brick and mortar banks continue to pay very low rates. A typical savings account at a big bank only pays 0.01% APY.

The best online banks offer perks like no minimum balance, ATM access and much higher interest rates than the average savings account. Here are the best online savings accounts and promotions (and this post is updated regularly).

Best Money Saving Apps

AppDescription
capital one shoppingCapital One Shopping
★★★★★
Amazon doesn't want you to know about this plugin. Learn about a little known plugin that tells you if you're getting the best price on Amazon.
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acornsRakuten
★★★★★
Rakuten is a must-have. They offer cash back as high as 10% for some stores. So if you are shopping at Target and you buy something for $500, you'll get $50 in cash back.
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acornsIbotta
★★★★★
Ibotta is a free app that allows you to earn cash back both in-store and online. It is well worth the little bit of time it takes to download, configure, and use.
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