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Need to get out of debt? Learn how the best personal loans may make sense for you if you are paying high-interest debt and cannot find ways to save.

Personal loans become part of everyone’s life at one point or another and nowadays, direct lenders are on every page of the internet offering you the best deals.

But it’s for good reason.

A personal loan could be used to:

  • pay off credit cards
  • consolidate debt
  • refinance student loans
  • get out of debt

There are some types of personal loans which gained more popularity than others due to their several benefits, but this doesn’t mean they’re right for you.

Find out what types of loans you can find on the market and which ones better suit your needs.

Fortunately, a personal loan from a reputable lender can be a low-cost solution when you need to borrow money.

Personal loan interest rates generally range from about 6% to 36%. The actual rate you receive depends on multiple factors, such as your credit score, annual income, and debt ratios. Comparing rates and payments in the table above can help you choose the loan that's right for you.

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