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After years of low-interest rates, there is a pricing war for online savings accounts. You can capitalize on this by signing up the best high-interest savings account.

Long gone are the days of 0.01% APY.

If you are willing to open an online savings account (which is FDIC insured), you can now easily get a 1.90% APY or higher.

Interest rates are only increasing online: traditional brick and mortar banks continue to pay very low rates. A typical savings account at a big bank only pays 0.01% APY.

The best online banks offer perks like no minimum balance, ATM access and much higher interest rates than the average savings account. Here are the best online savings accounts and promotions (and this post is updated regularly).

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